If you’re an NDIS participant, you already know how empowering your plan can be - but understanding how to use your NDIS plan effectively is key to achieving your goals. Whether you’re new to the scheme or looking to make your current plan work harder for you, these practical NDIS plan management tips will help you optimise your NDIS plan and get the support you truly need. 

1. UNDERSTAND YOUR PLAN THOROUGHLY

The first step in learning how to use your NDIS plan is taking the time to understand what’s in it. Your plan outlines your funding, goals, and the categories that support them - Core Supports, Capacity Building, and Capital Supports. Each area is designed to help you in different ways, from daily living needs to long-term skill development. 

Set aside time to read your plan carefully and highlight areas you don’t understand. You can always ask your Support Coordinator, Local Area Coordinator (LAC), or Plan Manager to explain what each budget covers and how it can be used. The clearer you are on the details, the more confident you’ll be when making decisions. You can learn more about understanding and managing your plan on the official NDIS plan management page.

2. CHOOSE THE RIGHT TYPE OF PLAN MANAGEMENT

There are three main ways to manage your NDIS funding: self-managed, plan-managed, and NDIA-managed. Choosing the right one can make a huge difference in how smoothly your plan runs.

• Self-managed: Gives you the most flexibility and control, but also the most responsibility. You’ll pay providers directly, manage invoices, and keep records. 

• Plan-managed: A Plan Manager handles the financial side for you - paying invoices, keeping records, and helping you make informed spending choices - while you still enjoy flexibility in choosing providers.

• NDIA-managed: The NDIA pays providers directly, but you’re limited to NDIS registered providers. 

If you value flexibility and professional support, plan management can help you optimise your NDIS plan without the stress of handling the admin yourself.

3. SET CLEAR, MEASURABLE GOALS YOUR GOALS

are at the heart of your NDIS plan. They guide how your funding is used and what supports you can access. When setting goals, make them clear, realistic, and measurable. For example, instead of saying “I want to improve my independence”, try “I want to learn how to cook three meals independently each week.” 

This clarity makes it easier to choose supports that align with your goals and demonstrate progress during your plan review.

4. TRACK YOUR SPENDING AND PROGRESS

Keeping an eye on your budget and outcomes ensures you’re making the most of every dollar. Many participants lose track of their spending early in the plan period and end up with unused funds.

 If you’re working with a Plan Manager, they can provide monthly budget summaries and alert you to any underspending or overspending. Regularly reviewing how your supports are helping you achieve your goals also helps you plan for your next review meeting.

5. REVIEW AND ADJUST REGULARLY

Your needs and goals can change over time, and your NDIS plan should evolve with you. Don’t wait until your annual review to identify what’s working and what’s not. Keep notes throughout the year about your progress, challenges, and any changes in your circumstances. 

If something isn’t meeting your needs, speak with your Support Coordinator or LAC about a plan reassessment. Being proactive ensures your supports always reflect your current goals and lifestyle.

6. BUILD A SUPPORTIVE TEAM

Optimising your NDIS plan isn’t something you have to do alone. Surround yourself with people who understand the NDIS and care about your outcomes - including your Plan Manager, Support Coordinator, and service providers. Good communication between everyone in your team ensures your supports are coordinated and effective. 

Finding your team on MySolas 

Use MySolas to connect with Plan Managers, Support Coordinators, and service providers in your area. Our community lets you browse profiles, read recommendations, and reach out directly - helping you build a coordinated team that supports your NDIS goals.

7. STAY INFORMED

The NDIS is constantly evolving, and staying up to date helps you make better decisions. Follow the NDIS website, join community groups, or subscribe to newsletters from trusted providers to learn about new funding rules, support options, and tools.

Getting the most out of your plan comes down to being informed, organised, and proactive. With MySolas, you can connect with Plan Managers, Support Coordinators, and service providers who understand your goals, making it easier to coordinate your supports and get the most from your plan.

Ready to build your perfect NDIS team? Explore the MySolas Plan Navigator to find the right people and tools to optimise your plan, achieve your goals, and live with greater independence and confidence.